Scout Ahead https://www.scoutahead.org/plans/rowing-merit-badge/questions

Which of this applies to you?

Answering these takes the parts that are not for you out of Rowing Merit Badge. Nothing is required, nothing is kept on the server, and nothing is ever hidden because a question went unanswered. A step that might apply to you stays on the list and is marked.

Requirement 4: boat handling, or a competitive meet?

ONE of two, and they are an afternoon and a season. Handling is launch, row, backwater, land and five knots, in either kind of rowboat. The meet needs a team, at least ten hours of practice beforehand, and two or more teams with DIFFERENT sponsors racing. Note that choosing the meet excuses you from nothing: requirements 5, 6 and 7 are still boat work.

Requirement 5: fixed-seat with a passenger, or sliding-seat with a buddy?

ONE of two, and what decides it is which boat you can get near. Camps and liveries mostly have fixed-seat rowboats; rowing clubs mostly have sliding-seat. Settle this before planning requirement 4(a), because that is done in either kind and there is no reason to arrange two boats.