Scout Ahead https://www.scoutahead.org/plans/personal-management-merit-badge/questions

Which of this applies to you?

Answering these takes the parts that are not for you out of Personal Management Merit Badge. Nothing is required, nothing is kept on the server, and nothing is ever hidden because a question went unanswered. A step that might apply to you stays on the list and is marked.

Which five will you discuss for requirement 3?

Requirement 3 asks for five of these eight. They are all conversations with your counselor about how money actually behaves on you.